Presentation

With QNB products and offering package, you can:
- Finance the renovation of your house.

- Cover expenses related to the purchase of house equipment and appliances.

Target customers

Salaried or non salaried customers.

Features

Maximum Loan Amount: From TND 30,000 to TND 40,000

Wage ceiling: Depending on the salary or income

Maximum Loan Tenor: Max 5 years

Reply time: Max. 5 working days

Required documents

- Signed and completed Application Form
- Tunisian ID card/professional ID card
- Salary certificate addressed to QNB (not older than 90 days) or retirement pension certificate for retirees

- Statement of income for non salaried customers (last two years)
- Bank statements of the last three months
- Cost estimate for the works to be performed

Granting conditions

- Salaried customers tenured in their current position

- Irrevocable domiciliation of salaries addressed to QNB (not older than a month) or assignment of salaries (Retirement pension for retired people).

- Collateral or personal security, if required by QNB. 

Benefits

- Easiness of getting a Installment Loan if a cost estimate is provided.

- May be complementary to a Housing Loan, depending on the customer's repayment ability.

- To refit your house, buy new furniture or household appliances.

- Attractive loan amount and Maximum Loan Tenor. Low personal contribution: only 20% of the total amount of the loan.